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Consider Using Our Personal Line Of Credit Instead

Here’s a surprising truth: when you choose to tap your retirement funds for extra cash, it might be a taxable addition to your annual income. You’ll feel a tax hit, and it could even bump you into a higher tax bracket!

Instead, consider using Purina Credit Union’s personal line of credit. At rates as low as 4.25% APR, you’re paying an interest rate that’s lower than the minimum tax bracket!* Plus, you can use the funds for small stuff like home repairs, appliance upgrades, unexpected expenses – whatever you want or need!

You’ll also be pleasantly surprised at these great features:

  • Borrow as little as $300 – just tell us how much you need
  • Get quick access to your funds anytime you want
  • Pay off over time – we don’t charge any annual fees

Avoid tax-bill surprises – apply today!

*APR=Annual Percentage Rate. Line of credit and rate are available only on approved credit. Rates may vary; rates and credit limits are subject to applicant’s credit score. Contact the credit union for complete details.